Insurer Can't Flush Away Its Duty to Defend

In a recent opinion, the Northern District Court of Illinois reaffirmed the bedrock principle that an insurer’s duty to defend is broad and triggered by any allegations in a complaint that potentially fall within a policy’s coverage grant.  In Harleysville Pref. Ins. Co. v. Dude Products Inc., et. al., Case No. 21-c-5249 (N.D. Ill. Dec. 21, 2022), the insured, Dude Products, Inc., sought coverage from its insurer, Harleysville Preferred Insurance Company, against a class action lawsuit that alleged Dude Products intentionally and falsely marketed its wipes as “flushable” even though the product allegedly did not break apart and caused “clogs and other sewage damage.” 

Diffusion Of Responsibility: Definition, Example & How Diffusion Of Responsibility Works

Condo flooding liability 101

What is non-owner car insurance in Ontario?

What to Do When a Car Insurance Company Refuses to Pay

What to Do When a Car Insurance Company Refuses to Pay

How to Get Insurance to Pay for Water Damage

Labor Department Proposes New Fiduciary Rule to Protect Investors - The New York Times

What you need to know about landlord insurance

Construction Insurance: Who Needs It?

Class Action Hunton Retail Law Resource

The Hypocrisy at the Heart of the Insurance Industry - The Atlantic

Managing Corporate Bankruptcy

Dissecting the Duty to Defend: 3 Steps

Duty to Defend Definition

Negligence in Claims – Covered or not Covered?